Tata AIA Life Insurance has launched the Tata AIA Multifactor Index Fund, a new unit-linked insurance plan (ULIP) fund designed to help investors navigate market volatility while pursuing long-term wealth creation. The fund combines life insurance protection with a rules-based equity investment strategy, enabling policyholders to participate in market growth through a diversified portfolio.
The fund will invest in 50 companies selected from the Nifty 500 universe using four investment factors—low volatility, quality, value and momentum. Tata AIA said the strategy aims to reduce concentration risk associated with single-theme investing while providing a more stable investment experience. The low-volatility component focuses on companies that have historically demonstrated steadier price movements, helping investors remain invested during periods of market uncertainty.
Available across several of Tata AIA’s ULIP offerings spanning protection, savings and wealth-oriented solutions, the fund follows a passive and quantitative approach. The New Fund Offer (NFO) is open from June 23 to June 30, 2026, with policies issued at a Net Asset Value (NAV) of ₹10 effective June 30.
Financial planners in Aizawl note a growing preference among investors for market-linked financial products that balance wealth creation with protection benefits. As awareness of long-term financial planning rises in Mizoram, diversified investment solutions such as multifactor funds are expected to attract young professionals, salaried individuals and first-time investors seeking disciplined exposure to equity markets while mitigating volatility risks.
Tata AIA reported assets under management of ₹145,617 crore as of March 31, 2026, reflecting an 18 per cent year-on-year growth. The company said the new fund is aimed at customers seeking stable participation in India’s long-term economic growth story, while cautioning that market-linked investments remain subject to market risks and past performance does not guarantee future returns.
