Drivers who cause an accident cannot use their insurance claim to help their legal heirs, the Supreme Court made plain. A plea for ₹80 lakh in damages was denied by a bench consisting of Justices P.S. Narasimha and R. Mahadevan. The wife, son, and parents of N.S. Ravisha filed the petition. He lost control of his car while speeding and perished in a traffic accident. The Supreme Court did not reverse a Karnataka High Court ruling from November 23, 2023, which had previously rejected the compensation claim. The Special Leave Petition is thus denied. On June 18, 2014, Ravisha was traveling from Mallasandra hamlet to Arasikere town when the horrific event took place.
Investigative reports indicate that Ravisha was driving carelessly, breaking traffic restrictions, and eventually losing control of the vehicle, which caused it to overturn. He was fatally injured in the crash. By affirming that insurance benefits are not guaranteed in situations where the insured party is at fault for the incident, this ruling sets a standard for future auto accident cases. It emphasizes the significance of abiding by road safety regulations and acts as a warning of the legal repercussions of careless driving.
