Tata AIA Life Insurance today unveiled two new investment options—the Tata AIA Multicap Opportunities Fund and the Tata AIA Multicap Opportunities Pension Fund—designed to provide diversified equity exposure along with life cover through Unit Linked Insurance Plans (ULIPs). The funds aim to help investors manage risks in today’s volatile markets marked by global uncertainty and sector volatility. The funds offer exposure across large, mid and small-cap companies with equity allocation between 60–100%, and up to 40% in debt and money market instruments for risk management. Benchmarked to the Nifty 500 Index, the funds will be priced at ₹10 per unit during the New Fund Offer from December 24 to December 31, 2025.
In Aizawl, financial advisors see rising interest among young investors seeking market-linked returns with protection. Brokers say diversified products through ULIPs are gaining attention amid growing awareness of long-term financial planning and risk mitigation among middle-income families.
According to Harshad Patil, CIO, Tata AIA Life Insurance, the multicap strategy provides disciplined exposure to India’s expanding economic opportunities across sectors. Product availability spans multiple ULIPs including Param Raksha Life series, Smart SIP, Fortune Pro and Smart Sampoorna Raksha Plus. The pension fund variants will support retirement-focused investors. Tata AIA highlighted its strong fund management track record, noting over 95% of its rated AUM holds 4- or 5-star Morningstar ratings and significant AUM growth to ₹141,656 crore as of November 30, 2025. The company cautioned that investors must assess risk appetite given the fund’s high-risk profile.
